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Family Law, mediation, Separation Journey

Preparing for Mediation: What Most Women Feel and How to Stay Steady

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June 9, 2026/by Hayley Peters
https://bespokefamilylawyers.com.au/wp-content/uploads/2026/04/BESPOKE-BLOG-PICTURE-scaled.png 2560 1879 Hayley Peters https://bespokefamilylawyers.com.au/wp-content/uploads/2021/05/Bespoke-Family-Lawyers-Logo-Green.png Hayley Peters2026-06-09 15:37:462026-06-09 15:37:46Preparing for Mediation: What Most Women Feel and How to Stay Steady

Hi there! We’re Bespoke Family Lawyers.

We are here to guide you out of the uncertainty of separation to financial certainty and freedom, to clear arrangements for your children and to the power and confidence you need to rebuild your life.

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When it comes to dividing finances after separatio When it comes to dividing finances after separation, superannuation is often one of the most misunderstood pieces.

💭 A question we’re often asked is: How's super dealt with in the settlement? Here’s a simple way to think about it.

Here are the three most common options we explore...

1️⃣ Super splitting. This is where a portion of one person’s super balance is transferred into the other person’s super fund. What amount is transferred will depend on your situation and the mix of assets to be received. 

2️⃣ Each party keeps their own super. Instead of splitting super, each person keeps their own super and the value of each person's super is considered alongside the other assets and liabilities in the balance sheet. To achieve the desired division, instead of there being a super split, there may be a cash payment by one party to the other. 

3️⃣ Mix of a super split and cash payment. This is where a party may receive a super split as well as a cash payment from the other person. This is often an option to balance out the amount of the cash payment when someone may not have the borrowing capacity to pay a larger cash payment. 

Which option is the best?

It depends on what’s important to you, your financial position, and what your future needs look like. For example, some people prioritise long-term retirement savings, while others need more immediate access to funds to re-accommodate and move forward. This is where understanding your full financial picture becomes so important.

The right approach is the one that supports your next chapter, not just what it looks like on paper. If you’re unsure which option might suit your situation, we can help you explore what this could look like for you.

Disclaimer: Information in this post is for general information purposes only and does not constitute legal advice or any other professional advice.
Our reading recommendation for June is @drrebeccar Our reading recommendation for June is @drrebeccaray’s Setting Boundaries! 📚

Have you read this one?
One of the most important decisions I make in this One of the most important decisions I make in this business is who joins our team. 💕

At Bespoke, it’s never just about technical skill. It’s about people who genuinely care, who are thoughtful in their work and recognise the responsibility that comes with supporting clients through some of the most significant moments of their lives.

Culture matters. We’re intentionally building a team grounded in growth, empathy and tea breaks (😉🫖), not just outcomes. Who's with us?
Refinancing isn’t just about keeping the home… it’ Refinancing isn’t just about keeping the home… it’s about making sure you can actually move forward with it. 🏡

When one person wants to retain the property after separation, refinancing is often part of the process. But it’s not as simple as transferring a name on a loan. It’s about stepping into full financial responsibility and ensuring the numbers work for your life moving forward.

💬 It raises important questions, like: Can the loan be managed on a single income? Does your refinance need to include additional funds to pay out your Ex as part of the settlement? And will this option support your long-term financial stability, not just your short-term comfort?

With the right guidance, refinancing can be structured in a way that feels clear and considered, not rushed or uncertain. The goal is to create an outcome that is not only fair, but sustainable for your next chapter.

If you’d like to explore whether refinancing is the right path for your situation, you’re welcome to book a clarity call with our team.
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